Today they sent me an email telling me that I need to change my password. They do this periodically, a reminder not to let others know my password. They suggest that I not keep it in a place where others might find it, that I should keep it hidden away, and they have a solution to protect me. They tell me they are trying to protect me. They want me to use a difficult password, one that is not obvious to anyone. The problem, of course, is that it is not obvious to me. But they say they will keep track of it for me. But who will help me when I lose the password to access them, or worse when they are hacked and only everyone but me knows my password?